{"id":1219,"date":"2023-04-25T12:04:28","date_gmt":"2023-04-25T12:04:28","guid":{"rendered":"https:\/\/bangguseok.co.kr\/?p=1219"},"modified":"2023-04-25T12:05:00","modified_gmt":"2023-04-25T12:05:00","slug":"%ed%8a%b9%eb%a1%80-%eb%b3%b4%ea%b8%88%ec%9e%90%eb%a6%ac%eb%a1%a0-%eb%8c%80%ed%99%98%eb%8c%80%ec%b6%9c-%ec%a1%b0%ea%b1%b4%eb%b6%80%ed%84%b0-%ec%8b%a0%ec%b2%ad%ea%b9%8c%ec%a7%80","status":"publish","type":"post","link":"https:\/\/bangguseok.co.kr\/bg\/1219","title":{"rendered":"\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c, \uc870\uac74\ubd80\ud130 \uc2e0\uccad\uae4c\uc9c0"},"content":{"rendered":"<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<p style=\"font-size:18px\">\ucd5c\uadfc \uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uae30\uc874\uc5d0 \ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc544 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uc2e0\ubd84\ub4e4\uc5d0\uac8c \ud070 \ud0c0\uaca9\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c\uc744 \uc774\uc6a9\ud574 \uae30\uc874\uc5d0 \ubc1b\uc558\ub358 \ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc744 \ub9ce\uc774 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc5b4\ub5a4 \uc870\uac74\uc73c\ub85c \uc9c4\ud589\ub418\uace0 \uc2e0\uccad\ud558\ub294 \uacf3\uc740 \uc5b4\ub514\uc778\uc9c0 \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c \uc2e0\uccad \ubc29\ubc95<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:18px\">\ucd5c\uadfc \uace0\uae08\ub9ac\ub85c \uc778\ud574 \uac00\uacc4 \uc0c1\ud669\uc774 \uc5b4\ub824\uc6cc\uc9c4 \uc11c\ubbfc \uc2e4\uc18c\uc720\uc790\ub4e4\uc744 \uc704\ud574 \uc815\ubd80\uc5d0\uc11c\ub294 \ucd5c\ub300 5\uc5b5 \uc6d0\uae4c\uc9c0 \ub300\ud658 \ub300\ucd9c\uc744 \uc548\ub0b4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ub798\uc5d0 \uc788\ub294 \uc870\uac74\ub4e4\uacfc \uc2e0\uccad\ud558\ub294 \uacf3\uc744 \ud1b5\ud574 \uc774\uc790\ub97c \uc808\uac10\ud574 \uc870\uae08\uc774\ub098\ub9c8 \uac00\uacc4 \uc548\uc815\uc744 \ub204\ub9ac\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\ub300\ud658 \ub300\ucd9c\uc774\ub780?<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:18px\">\ub300\ud658 \ub300\ucd9c\uc774\ub780 \uae30\uc874\uc5d0 \uc0ac\uc6a9\ud558\ub358 \ub300\ucd9c\uc744 \uc0c8\ub85c\uc6b4 \ub300\ucd9c\ub85c \uc804\ud658\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uae30\uc874\uc5d0 \uac16\uace0 \uc788\ub358 \ub300\ucd9c \uae08\uc744 \uc0c8\ub85c\uc6b4 \ub300\ucd9c\uc744 \ubc1b\uc544 \uc0c1\ud658\ud558\uace0, \uc0c8\ub85c\uc6b4 \ub300\ucd9c\uc744 \uc774\uc5b4\uac00\ub294 \uac83\uc774\uc8e0. \uc774\uc5d0 \ub530\ub77c \uc0dd\uae30\ub294 \ud6a8\uacfc\ub294, \uba3c\uc800 \uae30\uc874 \uc0ac\uc6a9\ud558\ub358 \uace0\uae08\ub9ac \ub300\ucd9c\uc744 \uc800\uae08\ub9ac\ub85c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\ud2b9\ud788 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc758 \uacbd\uc6b0\ub294 \ub300\ud658\ub300\ucd9c\uc774 \uac00\ub2a5\ud55c\ub370\uc694. \uae30\uc874\uc5d0 \uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc774\uc790 \ubd80\ub2f4\uc774 \uc99d\uac00\ud588\ub294\ub370\uc694. \uc800\uae08\ub9ac \ub300\ucd9c\ub85c \ub300\ud658\ud568\uc73c\ub85c\uc11c \uc6d4 \uc0c1\ud658 \uc774\uc790 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\ub610\ud55c \uae30\uc874\uc5d0 \uc0ac\uc6a9\ud558\ub358 \ub300\ucd9c \uc0c1\ud658 \uae30\uac04\uc774 \uc5bc\ub9c8 \ub0a8\uc9c0 \uc54a\uc558\ub2e4\uba74 \ub300\ud658 \ub300\ucd9c\uc744 \ud1b5\ud574 \uc0c1\ud658 \uae30\uac04\uc744 \uac31\uc2e0\ud558\ub294 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uacbd\uc6b0\ub294 \uc8fc\ub85c \uc0c1\ud658 \uae30\uac04\uc774 \uae38\uae30 \ub54c\ubb38\uc5d0 \uc774\uc790 \uc808\uac10 \ud6a8\uacfc\ub85c \uc8fc\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\uc9c0\uc6d0 \ub300\uc0c1<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:18px\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc758 \uc9c0\uc6d0 \ub300\uc0c1\uc785\ub2c8\ub2e4. \uba3c\uc800 \uc8fc\ud0dd \uac00\uaca9\uc740 9\uc5b5 \uc6d0 \uc774\ud558\uc758 \ubb34\uc8fc\ud0dd\uc790 \ub610\ub294 1 \uc8fc\ud0dd\uc790\uc5d0 \ud55c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uad6c\uc785 \uc6a9\ub3c4, \uc0c1\ud658 \uc6a9\ub3c4, \ubcf4\uc804 \uc6a9\ub3c4 3\uac00\uc9c0\ub85c \uc0ac\uc6a9\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc989 \ub300\ud658 \ub300\ucd9c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc18c\ub4dd \uc81c\ud55c\uc774 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc774\ub294 \uae30\uc874\uc5d0 \uace0\uc18c\ub4dd\uc790\ub4e4\ub3c4 \uc804\ub7b5\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uae30 \uc88b\uc740 \uc9c0\uc6d0 \ub300\ucd9c\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">LTV, DIT \uc548\ub0b4<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\ub300\ucd9c \ud55c\ub3c4<\/td><td>\ucd5c\ub300 5\uc5b5 \uc6d0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">LTV<\/td><td>\uc77c\ubc18<br>&#8211; \uc544\ud30c\ud2b8 : 70%<br>&#8211; \uae30\ud0c0 \uc8fc\ud0dd : 65%<br><br>\uaddc\uc81c \uc9c0\uc5ed<br>&#8211; \uc544\ud30c\ud2b8 : 60%<br>&#8211; \uae30\ud0c0 \uc8fc\ud0dd : 55%<br><br>\uc0dd\uc560 \ucd5c\ucd08<br>&#8211; \uc77c\uad04 80%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">DTI<\/td><td>\uc77c\ubc18 : 60%<br><br>\uaddc\uc81c \uc9c0\uc5ed : 50%<br><br>\uc0dd\uc560 \ucd5c\ucd08 : 60%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p style=\"font-size:18px\">\uba3c\uc800 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc758 \ub300\ucd9c \ud55c\ub3c4\ub294 \ucd5c\ub300 5\uc5b5 \uc6d0\uc785\ub2c8\ub2e4. LTV \uc640 DTI\ub294 \uac01 \uad6c\ubd84 \ubcc4\ub85c \ub098\ub220 \uc9c0\uc815\ub418\uc5b4 \uc788\ub294\ub370\uc694. \uba3c\uc800 \uc77c\ubc18\uc801\uc778 \uacbd\uc6b0\uc5d0\ub294 \uc544\ud30c\ud2b8 \uae30\ud0c0 \uc8fc\ud0dd\uc744 \ub098\ub220 LTV 70%, 65% \uadf8\ub9ac\uace0 DIT 60%, 55%\ub85c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \uc9c0\uc5ed\uc758 \uacbd\uc6b0\uc5d0\ub294 LTV 60%, 55% \uadf8\ub9ac\uace0 DTI 50%\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\ud558\uc9c0\ub9cc \uc0dd\uc560 \ucd5c\ucd08 \uc8fc\ud0dd \uad6c\uc785\uc790\uc758 \uacbd\uc6b0 \uc8fc\ud0dd \uc720\ud615 \uad6c\ubd84 \uc5c6\uc774 LTV 80%, DTI 60% \uc77c\uad11 \uc801\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\ub300\ucd9c \uae08\ub9ac<\/h3>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc77c\ubc18\ud615<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc6b0\ub300\ud615<\/td><td class=\"has-text-align-center\" data-align=\"center\">\ube44\uace0<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\uae30\ubcf8 \uae08\ub9ac(A)<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.25%(10\ub144) ~ 4.45%(50\ub144)<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.15%(10\ub144) ~ 4.45%(50\ub144)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc6b0\ub300\ud615 &#8211; 0.1%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\uc6b0\ub300 \uae08\ub9ac(B)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">&#8211; \uc544\ub08c e<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.1%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.1%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">&#8211; \uc800\uc18c\ub4dd \uccad\ub144<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.1%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5<br>&#8211; \ucd5c\ub300 0.8%p<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">&#8211; \uc0ac\ud68c\uc801 \ubc30\ub824\uce35<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5<br>&#8211; \ucd5c\ub300 0.8%p<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">&#8211; \uc2e0\ud63c\uac00\uad6c<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.2%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5<br>&#8211; \ucd5c\ub300 0.8%p<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">&#8211; \ubbf8\ubd84\uc591 \uc8fc\ud0dd<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.2%p<\/td><td class=\"has-text-align-center\" data-align=\"center\">\uc911\ubcf5 \uc801\uc6a9 \uac00\ub2a5<br>&#8211; \ucd5c\ub300 0.8%p<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\ucd5c\uc800 \uae08\ub9ac(A-B)<\/td><td class=\"has-text-align-center\" data-align=\"center\">4.15%(10\ub144) ~ 4.45%(50\ub144)<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.25%(10\ub144) ~ 3.55%(50\ub144)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \uc2e0\uccad\ud558\ub294 \uacf3<\/h3>\n\n\n\n<p><\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<p style=\"font-size:18px\">\uc628\ub77c\uc778\uc744 \ud1b5\ud574 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc744 \uc2e0\uccad\ud558\uc2dc\uace0 \uc815\ud655\ud55c \uc870\uac74 \ubc0f \ub300\ud658\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\ub300\ucd9c \uc2dc \uc8fc\uc758 \uc0ac\ud56d<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/bangguseok.co.kr\/wp-content\/uploads\/2023\/04\/1-1024x576.jpg\" alt=\"\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c \uc8fc\uc758\uc0ac\ud56d\" class=\"wp-image-1220\" srcset=\"https:\/\/bangguseok.co.kr\/wp-content\/uploads\/2023\/04\/1-1024x576.jpg 1024w, https:\/\/bangguseok.co.kr\/wp-content\/uploads\/2023\/04\/1-300x169.jpg 300w, https:\/\/bangguseok.co.kr\/wp-content\/uploads\/2023\/04\/1-768x432.jpg 768w, https:\/\/bangguseok.co.kr\/wp-content\/uploads\/2023\/04\/1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:18px\">\ub300\ucd9c\uc744 \uc0ac\uc6a9\ud560 \ub54c\ub294 \uba87 \uac00\uc9c0 \uc8fc\uc758\uc0ac\ud56d\uc744 \uc9c0\ucf1c\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc744 \uc0ac\uc6a9\ud560 \ub54c\ub3c4 \ud574\ub2f9 \uc0ac\ud56d\uc744 \uaf2d \uc9c0\ucf1c\uc57c \ud558\ub294\ub370\uc694. \uba3c\uc800 \ub300\ucd9c \uc804\uc5d0 \ub300\ucd9c \uacc4\ud68d\uc744 \uc0c1\uc138\ud558\uac8c \uc138\uc6cc\uc57c \ud569\ub2c8\ub2e4. \ucd5c\ub300 5\uc5b5 \uc6d0\uae4c\uc9c0 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ub300\ucd9c\uc774\uc9c0\ub9cc \ud56d\uc0c1 \ubcf8\uc778\uc774 \uac10\ub2f9 \uac00\ub2a5\ud55c \ub300\ucd9c \uae08\uc561\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\ub9cc\uc57d \ub108\ubb34 \ubb34\ub9ac\ud55c \ub300\ucd9c \uae08\uc561\uc744 \uc124\uc815\ud55c\ub2e4\uba74 \ub9e4\uc6d4 \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \uc0c1\ud658 \ubd80\ub2f4\uc774 \ub9e4\uc6b0 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uad6c\ub9e4\ud55c \uc8fc\ud0dd\uc744 \ub2e4\uc2dc \ucc98\ubd84\ud558\uac70\ub098 \uadf9\ud55c\uc758 \uacbd\uc6b0\uc5d0\ub294 \uacbd\ub9e4\ub85c \ub118\uc5b4\uac00\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub610\ud55c \ub2f9\uc7a5 \uc774\uc790 \ubd80\ub2f4\uc774 \uac00\ub2a5\ud558\ub354\ub77c\ub3c4 \ucd94\ud6c4 \uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \uc0c1\uc2b9 \ubd84\uc744 \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\uc774\ubc88 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \uc774\uc804\uc5d0 \uc774\ub7f0 \ubd80\ubd84\uc744 \uc804\ud600 \uc0dd\uac01\uce58 \uc54a\uace0 \ubb34\ub9ac\ud55c \ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc558\ub2e4\uac00 \ub0ad\ud328\ub97c \uacaa\ub294 \ubd84\ub4e4\uc774 \uc774\uc6a9\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7f0 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc5b8\uc81c \uc815\ubd80\uc5d0\uc11c \uc9c0\uc6d0\ud574\uc904\uc9c0 \ubaa8\ub974\ub294 \uc815\ucc45\uc774\uae30\uc5d0 \uadfc\ubcf8\uc801\uc73c\ub85c \uc774\uc790 \ubd80\ub2f4\uc744 \uc815\ud655\ud558\uac8c \uacc4\uc0b0\ud558\uace0 \uc5ec\uc720\ub86d\uac8c \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p style=\"font-size:18px\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c\uc740 \ucd5c\ub300 5\uc5b5 \uc6d0\uae4c\uc9c0 \uc0ac\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uae30\uc874\uc5d0 \uc0ac\uc6a9\ud558\ub358 \ub300\ucd9c\uc774 \uc2dc\uc7a5 \uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \ubd80\ub2f4\uc774 \ub418\uc5c8\ub2e4\uba74 \uc800\uae08\ub9ac\ub85c \uc0ac\uc6a9\ud560 \uc88b\uc740 \uc9c0\uc6d0 \uc815\ucc45\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ub300\ucd9c\uc744 \uc0ac\uc6a9\ud558\uba74 \uace0\uae08\ub9ac \uc2dc\ub300\uc640 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud2b9\uc131\uc0c1 \uc7a5\uae30\uac04 \ub192\uc740 \ub300\ucd9c \uae08\uc561\uc744 \uc774\uc6a9\ud558\ub294\ub9cc\ud07c \uc774\uc790 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p style=\"font-size:18px\">\uc9c0\uae08 \uac19\uc740 \uace0\uae08\ub9ac \uc2dc\ub300\uc5d0\ub294 \ubd84\uba85 \uba54\ub9ac\ud2b8 \uc788\ub294 \uc815\ucc45\uc774 \ub418\uace0 \uc788\uc73c\ub2c8 \uc774 \uae00\uc5d0 \uc788\ub294 \ub300\ud658\ub300\ucd9c \uc2e0\uccad\uc744 \ud1b5\ud574 \uc628\ub77c\uc778\uc73c\ub85c \ubc14\ub85c \uc811\uc218\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-7740540023419985\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- \ubc29\uad6c\uc11d\ucf54\uc778\uc655_\ubcf8\ubb38 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-7740540023419985\"\n     data-ad-slot=\"3987928421\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uae30\uc874\uc5d0 \ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc544 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud558\uc2e0\ubd84\ub4e4\uc5d0\uac8c \ud070 \ud0c0\uaca9\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c\uc744 \uc774\uc6a9\ud574 \uae30\uc874\uc5d0 \ubc1b\uc558\ub358 \ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc744 \ub9ce\uc774 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860\uc740 \uc5b4\ub5a4 \uc870\uac74\uc73c\ub85c \uc9c4\ud589\ub418\uace0 \uc2e0\uccad\ud558\ub294 \uacf3\uc740 \uc5b4\ub514\uc778\uc9c0 \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c \uc2e0\uccad \ubc29\ubc95 \ucd5c\uadfc \uace0\uae08\ub9ac\ub85c \uc778\ud574 \uac00\uacc4 \uc0c1\ud669\uc774 \uc5b4\ub824\uc6cc\uc9c4 \uc11c\ubbfc \uc2e4\uc18c\uc720\uc790\ub4e4\uc744 \uc704\ud574 \uc815\ubd80\uc5d0\uc11c\ub294 \ucd5c\ub300 5\uc5b5 &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/bangguseok.co.kr\/bg\/1219\"> <span class=\"screen-reader-text\">\ud2b9\ub840 \ubcf4\uae08\uc790\ub9ac\ub860 \ub300\ud658\ub300\ucd9c, \uc870\uac74\ubd80\ud130 \uc2e0\uccad\uae4c\uc9c0<\/span> \ub354 \ubcf4\uae30 &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":1221,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[57],"tags":[],"_links":{"self":[{"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/posts\/1219"}],"collection":[{"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/comments?post=1219"}],"version-history":[{"count":2,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/posts\/1219\/revisions"}],"predecessor-version":[{"id":1223,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/posts\/1219\/revisions\/1223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/media\/1221"}],"wp:attachment":[{"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/media?parent=1219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/categories?post=1219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bangguseok.co.kr\/wp-json\/wp\/v2\/tags?post=1219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}